To paying insurance premium in installment," insurance law "further regulation, policy-holder ought to pay at the contract holds water head period insurance premium, ought to pay the others each according to contract agreement period insurance premium. 对于分期支付保险费的,《保险法》进一步规定,投保人应当于合同成立时支付首期保险费,并应当按照合同约定支付其余各期的保险费。
The actuarial model in this paper is not only used in housing mortgage loan insurance, but also provides this kind of insurance for all kinds of payments by installment, it widens up the business range of insurance companies. 本文的精算模型不仅适用于住房抵押贷款偿还保险,对所有分期偿还的贷款方式均可提供此类性质的保险,拓宽了保险公司的业务范围。
Aiming at the problem existing in actual operation and lawsuit of installment auto buying insurance, the writer suggests working out judicial interpretation for insurance law, to standardize the installment auto buying insurance behavior. 笔者建议制定保险法柏关司法解释,对分期付款购车保险行为和诉讼进行规范,确定分期付款购车保险的性质、适用法律、明确保险合同与购车合同的关系等;